Blog - Brown Insurance Agency

What Should I Do If I am in a Car Accident?

A few months ago, I was in my car, heading home, when traffic stopped in front of me, so I stopped too. A few moments later I heard a loud “bang,” followed by another loud “bang!” Of course, the second bang, was my car being crushed by the truck behind me. My car was launched…

4 Reasons You Will Pay Extra for Life Insurance And How To Avoid Them

If you are searching for the best life insurance rates, beware of these four reasons a company may charge you more money. Working with an agent who sells for multiple insurance companies can often help you prevent the extra cost. 1. Being Overweight According to the Centers for Disease Control and Prevention (NHANES Study), 74%…

Do you need Gap Insurance?

When Roger purchased his new Ford Mustang, he wasn’t concerned about his car payment. He earned enough money to make his monthly payments. Roger went to the car dealer, signed the contract, and drove away in his new car. A short time later his car was in an accident, and he discovered that he owed…

If I Travel to Mexico, Do I Need To Buy Mexican Car Insurance?

Yes. Your United States policy does not cover legal liability for bodily injury or property damage caused in Mexico. An accident that happens in Mexico may be considered a criminal offense. If you drive there without a policy issued by an authorized Mexican Insurance Company, and you are involved in an accident, you could spend…

Does A Higher Deductible Save You Money On Your Car Insurance?

A higher insurance deductible on your car insurance will save you money. Often people can save hundreds of dollars a year by choosing a $1,000 deductible instead of a $100 deductible. The deductible is applied towards a car’s comprehensive and collision coverage. Comprehensive and collision coverage on an insurance policy pay for damages to a…

7 Little Known Ways to Save Hundreds on Car Insurance

If you don’t know what discounts you qualify for, you could be paying hundreds more than you need to for Car Insurance. Here are 7 little-known discounts that can save you a bundle. 1. RightTrack Discount – How would you like to be rewarded for your good driving habits? With RightTrack, you can be! Good…

What Insurance Deductible Should I Choose?

If you have an insurance claim, you will probably have a deductible that you will be responsible for before the insurance company will pay anything towards your claim. A deductible is used as a tool to keep insurance premiums down. It is the portion of an insurance claim that is your responsibility. A higher deductible…

Can I get Life Insurance if I have Diabetes?

Getting life insurance with Diabetes is easy if you work with the right insurance agent. I have helped hundreds of Type 1 and Type 2 Diabetics find affordable term life insurance. If your condition is under control, you shouldn’t have any problems getting life insurance. Today, I am going to tell you the seven things…

How do life insurance companies determine my age?

As we get older, the cost of life insurance increases. It’s important to understand how life insurance companies determine your age so that you can qualify for the best possible price. It’s common for life insurance rates to increase 10-15% each year, so understanding this concept is very important. Most life insurance companies use the…